6 Ways to Be More Resourceful

Once you have created your budget, if you haven’t already, you will be able to see exactly how much you need to pay your bills at the very least. Budgets are the road map to your goals. It will show you your areas of opportunity so you can then decided how to spend your money. […]

7 Sinking Funds You Should Have

Sinking Fund: a fund formed by periodically setting aside money for the gradual repayment of a debt or replacement of a wasting asset. In other words, a savings account for certain holidays or events you need money for. Everyone’s “savings” accounts will be for their own unique mixture of life. These are some examples of […]

8 Questions To Ask Yourself Before You Purchase

Question Everything Questioning yourself is a must in times like these. People are stuck at home everyday buying things online throwing their money away because they are bored. Here are some questions to ask yourself before making any major purchase for sure: Can I Really Afford It? Can you? If you can’t pay cash for […]

Dave Ramsey’s 7 Baby Steps for Your Budget

Baby Step #1: Save $1,000 for Unplanned Expenses I love this step. I always tell my clients to AT LEAST have $1,000 in their savings for emergencies. You SHOULD have 3-6 months worth of bill money saved as well to be very secure in your financial wellness. I personally, have a years worth of bill […]

7 Budgeting Basics for Small Business Owners

Keep your small business finances out of your personal finances This one is huge! Co-mingling business and personal money may seem easier, but it can lead to complications down the road. Keep a record of your business expenses to take advantage of available tax benefits. It also can be risky to use personal money to […]

Debt Payoff Methods: 4 Strategies to Tackle Your Debt

Debt is a tricky thing and no one wants it but everyone has it because thats just what you have to do in order to have nice things. WRONG! First of all, we want to BE rich not LOOK rich so that mentality needs to check itself at the door. I’m a firm believer in […]